XRP ETFs Near $1B Inflows as XRPI Slides to $12.51 and XRPR Stays Firm at $17.77

Ripple XRP ETFs Institutional Momentum Meets Market Caution

Ripple’s ETF ecosystem has entered a decisive phase as Volatility Shares’ XRP ETF (NASDAQ:XRPI) dropped −2.42% to $12.51 on December 4, 2025, marking a short-term correction amid strong institutional inflows across the XRP complex. REX Osprey XRP ETF (BATS:XRPR) traded at $17.77 (−2.04%), maintaining relative strength. Total XRP ETF inflows reached $824 million after just 13 trading days, making XRP the third crypto asset to surpass $800 million, behind Bitcoin and Ethereum. The Canary Capital XRP ETF (XRPC) led cumulative inflows with $355 million, while Grayscale’s GXRP added $21.17 million on December 2, extending a 12-day inflow streak across all XRP-linked ETFs.

XRP Price Action and Market Response

XRPI declined to $12.51, below its previous close of $12.82, fluctuating between $12.35–$12.59 during the session. XRPR moved within a tighter range of $17.50–$17.77, following a previous close at $18.14, reflecting institutional stability. Meanwhile, XRP-USD traded near $2.14, holding above the $2.00 mark after a 2% rise to $2.1973 the day prior. Analysts target a rebound to $2.35 if it clears the 50-day EMA, with $3.00 as the medium-term goal supported by sustained ETF inflows.

Institutional Demand and Federal Reserve Tailwinds

Institutional appetite for XRP ETFs continues to build alongside expectations for a Federal Reserve rate cut. CME FedWatch shows 89% odds of a December cut, fueling renewed optimism in risk assets. ETF inflows nearing $1 billion underscore confidence in XRP’s liquidity even during short-term drawdowns. Softer ISM Services PMI readings and weaker employment data have reinforced bets on policy easing, driving capital toward alternative yield vehicles like crypto ETFs.

XRPI ETF Structure and Performance Costs

XRPI provides exposure through CME-traded XRP futures, not direct spot holdings. This structure introduces higher tracking error and roll costs. The fund’s expense ratio stands at 0.96% (until June 2026) and offers a monthly dividend yield of roughly 2.2%, derived mainly from mark-to-market gains. The ETF’s AUM totals $169.87 million, signaling steady institutional participation. However, contango pressure erodes returns when new contracts cost more than expiring ones. Historical payout data confirm volatile performance: +132.6% growth in Jul–Aug, followed by −23.8% decline in Oct–Nov, proving income varies with XRP’s realized volatility.

XRPR ETF Stability and Liquidity Advantage

XRPR distinguishes itself through spot-based exposure, avoiding futures inefficiencies. Trading within $17.50–$17.77, with average daily volume of 52.47K, the ETF exhibits healthy liquidity. Its year range of $15.62–$25.99 provides a moderate volatility profile and potential upside toward $20.00–$21.00 as inflow cycles persist. With leaner operational costs than XRPI and better spot tracking, XRPR stands as the preferred institutional vehicle for medium-term exposure to XRP performance.

XRP Ledger Velocity and On-Chain Strength

According to CryptoQuant, XRP’s token velocity jumped to 0.0324 on December 2, marking a yearly high and highlighting active circulation during a price pullback. Despite trading below August highs of $3.50, XRP’s ledger activity remains elevated, with rising settlement and transfer volumes. Historically, elevated token velocity during drawdowns precedes future appreciation cycles, confirming robust network fundamentals and consistent transactional demand.

ETF Competition and Performance Benchmarking

In just 13 trading days, XRP ETFs achieved $824 million in inflows, surpassing Solana ETFs ($650.8M) over 25 days and outperforming Ethereum ETFs during their early phase. Canary Capital’s XRPC launched with $243M, Bitwise’s XRP ETF added $105.36M, while Grayscale and Franklin contributed additional inflows, pushing cumulative totals higher. This milestone positions XRP ETFs as the second-fastest crypto category to reach $800M, trailing only Bitcoin’s ETF debut.

Macro Environment and Long-Term Outlook

Monetary easing expectations and slowing inflation are shifting institutional behavior toward diversified crypto income strategies. XRP-based ETFs are capturing inflows from investors seeking yield with volatility protection. While XRPI’s futures roll costs limit efficiency, the ETF’s consistent inflows demonstrate confidence in XRP’s medium-term recovery. XRPR and XRPC remain the structurally superior instruments for passive and income-oriented exposure. The macro backdrop of potential Fed cuts and strengthening ETF participation suggests XRP’s ecosystem is stabilizing after a multi-month correction.

Trading News Verdict

Momentum across XRP ETFs remains constructive but selective. Derivative-based funds like XRPI face structural headwinds, while spot-based ETFs such as XRPR and XRPC benefit from cleaner tracking and institutional preference. As of December 4, XRPI at $12.51 signals a potential base forming above $12.30, and XRPR near $17.70 offers a tactical entry ahead of renewed inflows. XRP-USD sustains a bullish bias above $2.00, with targets at $2.35–$3.00 supported by robust ETF participation and dovish macro policy trends.

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